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Business Women's Network of Howard County Inc. -- A volunteer networking organization for the advancement of women. Third Wednesday, luncheon meetings. That's Amore restaurant, 10400 Little Patuxent Pkwy., Columbia. 410-740-0126 or go to www.bwn-hoco.org. No August meeting. Guest reservations are appreciated. $40 for guests. $100 for a year membership. For more information on BWN, postal mail Julie Miller, BWN, P.O. Box 2575, Columbia MD 21045 or e-mail admin@bwn-hoco.org.

Wed., June 18, 11:30 a.m. Lunch meeting featuring the theme: What Every Entrepreneur Should Know. John Herman Jr., failure expert and author will discuss his experience with business failure, and speak on why businesses fail and how to prevent it. $30 for early-registered members; $40 for guests and member walk-ins. Go to www.bwn-hoco.org.

The BWCC and Network Referral Group meetings -- Wednesdays, 10-11 a.m. 312 Marshall Ave., Suite 104, Laurel. 301-725-4000, 410-792-9714 or www.baltwashchamber.org.

Columbia Business Network International -- Thursdays, 7:30 a.m. La Madeleine restaurant, 6211 Columbia Crossing, Columbia. 410-480-3920 or www.bnicolumbia.com.

Federal Government Contracting: Beginning and Advanced -- Tue., June 17, 8:30 a.m.-noon. An introduction to federal government contracting. Designed for the novice. An overview of how and what the government buys, registrations, certifications, purchase vehicles, the capability statement, marketing processes, and more will be provided. 1-4:30 p.m. Advanced Government Contracting: Winning the Contract. Designed for those already in the procurement arena. Discussion will include the federal purchase process, evaluating the various bid offers, analyzing opportunities for the best match and more. $129 for each session or $229 for both. The Center for Business and Technology Development, 9250 Bendix Road, North, Columbia. To register, call 410-313-6550.

Free Career Advancement and Computer Training for Adults -- Find a job or move up in your current position. Free for low to moderate income residents of Howard County. Registration: Mondays, 10 a.m.-2 p.m. or by appointment. Chartwell Professional Park, 8180 Lark Brown Road, Suite 301, Elkridge. Cindy at Pinnacle Career Resources, 410-799-1097.

Free Workshops for Job Seekers -- To reserve a space at a workshop, call the Columbia Workforce Center, 410-290-2601. For more information, go to www.mwejobs.com or stop in the Workforce Center, 7161 Columbia Gateway Drive, Columbia.

Medicare and Medicare Part B - 2008 -- Fri., June 13, 9:30 a.m. Diane Mahony of Velco Insurance will present this two-hour continuing education meeting. Miller Branch Library, 9421 Frederick Road, Ellicott City. $35 for nonmembers. Donuts and coffee will be provided. To register call Harvey Tegeler, 410-876-0500.

PISA Security Clearance Process -- Wed., June 18, 8-10 a.m. Seminar will cover the steps necessary to obtain a Provisional Industrial Security Approval (PISA) clearance for contracting with the National Security Agency. Acquisition resource registration and other requirements such as program limitations will be discussed. The Center for Business and Technology Development, 9250 Bendix Road, North, Columbia. To register, call 410-313-6550 or e-mail ttaylor@hceda.org.

Soroptimist International of Howard County -- Third Thursdays. International volunteer service organization for business and professional women that works to improve the lives of women and girls in local communities and throughout the world. For information and dinner reservations, call Karen Trennepohl, 410-750-9413.

June 19, 6 p.m. Installation dinner. Roni Dunford, board member of the South Atlantic Region of Soroptimist will be the installing officer for the following slate: Kathy Corley Murray and Shirley Poling, co-presidents; Ginny Smith, president-elect; Glenda Johnson, secretary; Ann Hobbs, treasurer; Ayse Adams and Marianne Hollerback, delegates; and Diane Miller and Eileen Singleton, board members. That's Amore restaurant, 10400 Little Patuxent Pkwy., Columbia.

State Budgets and Legislators -- Wed., June 18, 10:30-11:45 a.m. Neil Bergsman of the Maryland Budget and Tax Policy Institute will present "The Return of the Structural Deficit"; Noon, Members of the Howard County delegation to the General Assembly will share their views and thoughts on the past and upcoming session. Topics discussed in both parts of this meeting will touch on the state's $1.7 billion structural deficit, what level of cuts might be needed to balance the budget and prospects for the future. Free. The Meeting House in Oakland Mills, 5885 Robert Oliver Place, Columbia. Bring lunch or pre-order by completing and returning the form found at www.acshoco.org by Mon., June 16. Lunch costs $7 per person and is payable at the door. Fax to 410-715-9546 or e-mail info@acshoco.org. For more information, call 410-715-9545.

Variable Annuity Suitability -- Thu., June 12, 8:30 a.m. Chip Saltz of John Hancock will present this two-hour continuing education meeting. Best Western Catering & Conference Center, 451 WMC Drive, Westminster. $35 for nonmembers, includes breakfast. To register call Steve Aquino, 410-857-3331.

'You're On the Air: How to Really Make It In Voice Overs' -- June 27, 7-9 p.m. Professional voice-over instructor and talent Heather Costa will discuss the different aspects of the industry, technique and how to get your career started. Howard Community College, Gateway campus, 6751 Columbia Gateway Drive, Columbia. To register, call 410-772-4975.


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